While fractional shares make the stock market open to everyone, not everyone is equally ready to invest in the stock market at the same time. You need to get your financial house in order first. Take a look at this flowchart to see if now is a good time for you to take the bull by the horns/bear by the claws. If the arrows point to yes, then start stockpiling! If not, check out this article and this article to help get yourself stockpile-ready.